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 It works like sales tax, but with card fees, without changing your payment providersisv merchant services  4 Things A Field Services Business Should Look for in a Payment

It has been replaced by the Intuit QuickBooks Point Of Sale v12. One industry survey found that 37% of ISVs rank customer service and support as a top factor when choosing a payment partner. Moving to a modular, microservice-based architecture can enable organizations to achieve greater flexibility and scalability. 5 trillion global talent shortage affecting the IT space and many other sectors. m. Our Registered DBA and ISO programs can get you up and running in as little as 2 weeks, saving you thousands of dollars in card brand registration fees in the process. From the rapid rise of contactless payments in the past couple of years to the widespread adoption of embedded payments, consumers and merchants can agree that they want their payments to be seamless,. PaymentCloud: Best overall. In this interview, TSG’s Consulting team-member Zach Spellman sat down with TSG’s Senior Associate Jeff Fortney to dive into successful sales strategies for optimizing merchant services offerings. 4mo. Since merchant services companies often like to concentrate on processing credit cards and offering POS solutions, they will contract sales agents to find merchants to work with. Globally, merchant acquiring has evolved over the past decade from a legacy processing and hardware business to a full-stack software and merchant-services solution. With cellular connectivity included out the box, your terminal will be. and across the globe. We work with each ISO. The commercial line of business serves the needs of larger companies. 4 Things A Field Services Business Should Look for in a Payment. Our support team is standing by. International Bancard & SambaPOS Partner for Growth With Strategic Partnership. Merchant Services 800. next-level service: 24/7, every day of the year. Out technology creates the ultimate omni-channel experience working with multiple. In short, the key difference between ISV vs. ISO Partnerships Features. In the competitive merchant services market,. The ISV impact on merchant retention with acquirers is measurable. And it needn’t stop there. . When your company makes. ISV & Merchant Hierarchy Payment Logic; Global eCommerce; Point of Sale Solutions; Direct Certification Platform;. Build and maintain a pipeline of self-generated ISV partner leads leveraging FISERV internal lead tools. Responds to branch and customer sales inquiries and research requests specific to merchant services. These activities may include vendor sourcing and appraisal, contract creation and agreement, KPI and goal establishment, tracking, reporting, reviewing, security testing, risk mitigation. Credit Card Processing – Process EMV, magstripe, and NFC credit cards;. A-la-carte technology and service offerings to meet you where you are. Leap Payments Benefit Summary:Electronic Payment Processing for Microsoft Dynamics 365 Business Central adds a secure credit card payment solution for your customer sales. Brian Hardy. Payment-related products and services that add value to EVO’s merchants and partners. B2B eCommerce ISV Merchant. Splitit's white-label platform delivers one-click installments embedded into the merchant's existing checkout flow. We solve the merchant services puzzle from simple countertop terminals, mobile, software, point of sale, integrations, or an Omni Channel Solutions. For extended security, you can restrict the services or ports that are allowed to communicate over the network. Flexible payment options – Never miss a sale with powerful new ways to accept credit cards anytime, anywhere. Our ISV solutions can save you serious time and money. 840. Merchants have 100% full customization over when, who, and how. Company. Line of Business Executive, Merchant Services. By allowing users to process. APPS provides professional services and support during phases of implementation and post Go Live in assisting to manage the day to day operations of the platform providing. Our ISV solution gives you full control over payments pricing, adding value to your business. MerchantE requires your information in order to contact you about our services. 462. 5-star Support Talk with Sales Partner Now Community Careers Help Center System StatusThe Expanding Options Of ISV Payment Solutions. Stax: Best for avoiding transaction fees. Credit cards are the most common payment method used for these transactions. A payment processor is a bank that processes the payment request. Merchant Services. We would like to show you a description here but the site won’t allow us. Our full-service platform can give you. Last name*. Payfac infrastructure company Finix announces that it is now operating its own payfac and competing directly with Stripe and others in offering payment processing services to independent software vendors (ISVs). Stax works on a shelf system and the monthly cost is based on your annual income. Facilitating Embedded Financial Services for ISVs. Contact Payliance for Merchant Support, Sales Inquiries, ISV Support, Partner Support and Reseller Support. Manage all of your customers and transaction data from a single dashboard, making reporting and reconciliation simple. Address the needs of nearly every industry, thanks to our comprehensive array of merchant transaction processing solutions. The price starts at $99 per month for companies with an annual income of up to $250,000. ISOs and ISVs: Thriving in a changing payments landscape. Paytm Business. 102, Campbell, CA 95008 (“Velox”) and the company shown above, with offices at the address shown above (“Company”). Shanahan before changing its name and moving to Pennsylvania, Card Connect was. At. What. At EVO we have a singular focus on our point of sale developers, providing generous residuals paid every month, upfront bonuses paid weekly for every merchant signed, and additional revenue opportunities with EVO products and services. They’re more than just a payment provider. made available to financial services companies to provide to their end-user or to the financial services company’s customer base featuring web and cloud-based software platforms to secure sensitive information and execute. January 24, 2023. Playbooks for Customer Service Management. Transcend Pay’s API allows your business to automate front and back end B2B payments. Out-of-the-box processing. The Everest platform combines retail and online, multi regional reporting dashboards, multiple front end processor capabilities, real time tokenization to multiple processors and is capable of providing transaction routing services to multiple back-end processors. Payroc is an Elavon Payments Partner & Registered Partner/ISO of Elavon, Inc. Our compact card reader lets you take payments anywhere. International Bancard, an industry-leading payment acceptance solutions provider, has partnered with Cynch! in order to drive Cynch! point of sale software to. but in recent years, this revenue source has come under threat. 828. Automated Underwriting. [email protected] Merchant Services has the resources to help you successfully market, sell, and support your business. For nearly two decades, we’ve helped merchants find opportunities and qualify for interchange optimization. 4mo Edited. is a registered ISO/MSP for Woodforest. TSYS is building the future of payments with a suite of scalable issuer solutions. com Sales Inquiries 866. Our integrated payments solution helps our customers process payments faster and more efficiently by harnessing the power of Chase’s best-in-class solutions and brand. * Significant M&A activity. Monthly fees. Elevate your application with efficient integrations, support — and now even devices to complete your platform. Bring payment technology to your business. 6. New marketing techniques, payment solutions, customer service tools, business intelligence, and other technologies combine to allow businesses. We’re here to help you manage and scale your business infrastructure. Customer engagement tools. For a long time, Independent Sales Organizations (ISOs) and Independent Software Vendors (ISVs) have. MerchantE is your premier partner for offering integrated payment acceptance within your software solution! As an end-to-end payment processor serving U. Payment products and services that cater to small, medium, and large businesses, and ISV partners. After logging in to the console, developers need to choose their role as an ISV or a merchant based on their needs. Fexco Merchant Services Unlimited Company Encryption Support Organization (ESO) iPOS (Integrated Point of Sale) (iPOS)Minimum three (3) years’ of recent merchant services sales and ISV recruitment experience. Track record of growing revenue. This is where white-label payment processing comes in. Clover POS systems are fully customizable and come equipped with tons of business management apps for the most efficient operations possible. Conclusion. Tech modernization. Who We Serve. Quick and easy payment acceptance for your business. Blog Webinars Power30 Replay ISV Spotlight Catch-up Sign in. AWS Marketplace provides a new sales channel for ISVs and Consulting Partners to sell their solutions to AWS customers. The MobiusPay ISV Partnership Program provides ISVs and Developers, regardless of the software type, a comprehensive Payment solution, Integration options, Security & Fraud solutions, White-Labeled options, Merchant conversation assistance, Technical support and Revenue & Growth opportunities. Electronic Merchant Systems’ Surcharge Program* allows merchants to pass along a percentage and/or fixed amount on all credit card sales. Published on: January 16, 2023. PaymentCloud: Best For High-Risk Businesses. How ISV Steer: Streamline Your Business Transactions. Here are seven payments monetization opportunities ISVs should consider implementing in 2023. is a leading payment technology and services provider. The second type is a more modern, technology-first payfac solution from a commerce provider like Stripe. What you should know. Cask Government Solution Center. Durango Merchant Services: Best for highest-risk businesses. ArcSight Logger Integration for Security Operations. Accommodate your business growth and manage customer interactions with a virtual merchant account by CardConnect. Payment API flexibility is business flexibility. Most revenue growth in merchant services is from small and medium-size enterprises. Go, Go, Go. ISVs lease or sell their software, earning their money by providing Software-as-a. Discover our retail solutions. Although traditional channels. A sales agent doesn't have to pay the high association fees like an ISO does, but he can't do business in hisBelow are five key reasons payment processing providers should regularly survey ISVs. Save to My Lists. Human connections and communities are also built with financial contributions. "Customize the payments experience. One of the biggest advantages of ISV payments partnerships is that they offer the opportunity to create a new revenue stream for your business. Create a license code. Providing merchant services to allow small merchants to receive and process customer payments; Commercial banking. Saves time with speedy application turnaround. Overview. " "Integration with NetSuite, and merchant fee reduction. Welcoming Tom Lizzio, our Director of ISV Sales. Sell merchant services. MERCHANT PORTAL. Traditional retail architecture typically relies on monolithic and aging applications that dramatically hinder agility and upgrades while resulting in higher overall costs. About 38% currently use a legacy merchant services provider. Alternatively, follow the below steps: Set up a futures trading account with a clearing member/futures commission merchant (FCM). Bank. : Best for low. Welcome aboard. Payment processing fees. Microsoft AppSource is an online store that contains thousands of business applications and services built by industry-leading software providers. Click the Login button below to fill out your Self-Assessment Questionnaire (SAQ) and get access to system scanning services (if applicable) and full support. To do this, they need merchant services, which forms the behind-the-scenes link between the business owner, customers who pay with credit or debit cards, and the banks that hold and distribute the funds. Taking ethical business practices as our number one priority, we focus on premium service and support. Variety We believe it is important for ISOs to offer their agents a variety of options and solutions to merchants which are looking for payment processing or. 5 trillion global talent shortage affecting the IT space and many other sectors. 9% + 25 cents per transaction. Why ISVs Need a Merchant Service Partner Instead of just giving a merchant a way to accept payments, ISVs typically also help merchants find new. ET Rather than a merchant developing its own platform, ISVs typically offer a turnkey platform that is hosted, managed, and maintained saving a merchant time and providing value added services. In the merchant services industry for over. InterPayments’ technology automates and guarantees surcharging compliance before payment authorization. All wrapped up for you in our Business Control plan. contact ISV Merchant Support: Phone: 1-877-828-0720; Email: cardpointesupport@cardconnect. js application that automates the process of applying for Merchant Processing Accounts to obtain a Merchant ID (MID) with Payments Hub's Merchant Boarding API. Find common support topics related to your merchant account and First Data point-of-sale devices. Much of the industry’s growth will come from fee-based services, such as digital,. There are many reasons why an independent software vendor may choose to add an integrated payment solution to their software package. Clients who are served by software vendors generally expect products from their ISV merchant services. After logging in to the console, developers need to choose their role as an ISV or a merchant based on their needs. Fiserv's comprehensive technologies and full-service ISV partner program includes everything you need to build, manage and scale merchant payment acceptance in a. S. The cooperation improves customer interactions and service quality. 1,400. ISOs. Exclusive credit card processing rates: 2. Podcast: Play in new window | Download The year 2023 is poised to see significant evolutions within the payments landscape. They differ from both hardware manufacturers and banks, even though those may also distribute and sell software. Send invoices, track expenses, accept payments. New ISV/Dealer sales, maintain and manages Agent portfolio consisting. Our goal is to simplify payment integrations for you. To learn how ISVs get onboarded to Alipay+ Mini Program Platform, see ISV onboarding. Our ISV partners get more than a great payment platform technology with top-notch service. EXPLORE MARKETPLACE Talk with Support. SaaS is that the former provides software products and the latter represents one channel through which those products can be delivered (i. CREDIT CARD MACHINES. In-store solutions. Talk to your FCM about whether a membership may be appropriate for you. This group is somewhat pleased with your merchant’s product and services but could be easily swayed to switch to a competitor if given the opportunity. Merchant Services. d/b/a Velox, with offices at 197 E. com ISV Partner Support 866. Here’s what developers are saying about us. ISVs lease or sell their software, earning their money by providing Software-as-a-Service. Given the rising trend concerning software our processing online deals, he has become increasingly critical to have a dependable and efficiencies payment solution in place offered by trustworthy eCommerce partners. Engagement that’s one of a kind—not one size fits all. Whatever your industry or scale, we’ll help you configure the ideal solution. 2. These software solutions are typically. 5393 salesinquiry@payliance. B2B eCommerce ISV Merchant. Typically, you can generate this recurring revenue stream in one of three ways: Agent partnerships – In this model, you would be in charge of sales and onboarding. The right processor supports your sales channels and offers pricing transparency. (ISV) at Choice Payments SolutionsTo help you find the right solution for your needs, we’ve ranked our picks of the best merchant services for small business available today. About 38% currently use a legacy merchant services provider. We can help with everything from processing payroll to setting up 401k plans and streamlining time tracking. Merchant services providers enable merchants to process payments by setting up and overseeing merchant processing accounts, and managing the front-end of customer transactions—such as all. Account management. Advanced Payments at no additional cost — useful for recurring and subscription-based billing. With the Twilio Partner Program, you have the runway and commitment from Twilio that you need to grow your customer base and build your business. First Data Global Leasing Tel: +1 877-257-2094. Financial Services Treasury Operations. They can also become ISV thought leaders that inspire their customers to take action, buy their products, services and solutions and maximize their value. 04/4/2022. The court found that merchants (you!) overpaid interchange fees because Visa and Mastercard violated antitrust laws and ordered a preliminary settlement of $5. In the list, choose License Code and name the license code. At Optec Payments (formerly Best Bancard),. Atlanta, GA February 18, 2021 – EVO Payments Inc. #automation #merchantboarding #merchantservices #isv #partnerprogram #. For example, businesses may want multiple currencies supported, the option to set both one-time and recurring payments, and. Posted 3:29:53 PM. is a leading payment technology and services provider. Payhawk, a global spend management platform, launched a solution that enables businesses to automate their procure-to-pay process. Create, manage, and view invoices and recurring billing. Traditionally, an ISV would require its merchant clients to get payment processing services on their own from a third party. Merchant Onboarding is a process where payment processors or payment service providers (PSPs), such as credit card companies, sign up new customers. New Opportunities for Growth. Partner portfolio management. Atlas CRM. ET. Join our full-service ISO agent or ISV program and enjoy monthly incentives, an onboarding portal, timely reporting, and quick payouts. Contact our New Customer team directly, who are well-equipped to assist you with the process. Square is the best credit card processing company of 2023. They differ from both hardware manufacturers and banks, even though those may also distribute and sell software. Extend your brand by white labeling Transax, our powerful payments platform. From ISV’s (independent software vendors) to VAR’s (value-added resellers) PCM Merchant Services has credit. Optec Payments. Built for ISOs to manage applications, leads, accounts and more. | NMI is a leading global payment enablement platform, processing more than $180 billion in payments. First Line Merchant. An Integrated software vendor (ISV) creates and markets software applications that operate on a single platform or several OS and hardware platforms. Monthly fee. Like most merchant services providers, Payroc is a financial services company first and foremost, and it prefers to rely on third-party partnerships to provide the business tools that merchants need rather than producing any of them in-house. 5-star Support Talk with Sales Partner Now Community Careers Help Center System StatusMost Likely Range. Our focus on dedicated team members and easy-to-use technology allows our clients to focus on growing their business. ISVs. 8335 ext. Second, ISVs offer opportunities to improve core acquiring customer metrics. Payment processing with Clover is an omni-channel integration. 4 billion, an estimated growth of nearly $200 billion. " "Customer support, Level III data, and easy integration with custom, industry specific software. Reduces errors with digital-first innovations. 49 for payments in US dollars. Paya Services is the partner you can trust to make it easier to drive revenue and retention with market-leading ACH, Check, and Gift & Loyalty products and services. Merchant fees are any fees assessed to the merchant by the card brands, the payment processor you choose to partner with, and any add-ons or services you select. Stratus is the multi-purpose dashboard for our merchant services agent program. We are an equal opportunity employer. In-store solutions. Some ISV founders that we have spoken to have seen the program as valuable as the subsidiary income has provided opportunities for them to develop their own exit strategy. With a deep roster of ISV partners, more than 300 reselling partners, and a 5-star client service team supporting your business, PayTrace. ISOs act as intermediaries between merchants and. m. POS Resellers; Integrators & ISVs;. Uses. PAYARC has secured a spot on the esteemed Inc. New Hampshire, United States. (Nasdaq: EVOP) (“EVO”) today announced that SAP ® has certified EVO’s PayFabric gateway solution with the SAP digital payments add-on solution. Take payments on the go with our 100 percent mobile system. 🌍 Global Reach: Take your software's impact. This ISV Services Integration and Reseller Agreement (this “Agreement”) is made on the date shown above (“Effective Date”) by and between San Jose Solutions Inc. Since 1999, Finer Frames in Eagle, Idaho, has provided innovative. Integrated Payments: Integrated payments connect the payment processing function with a business’s other systems and software. Read our full Dharma Merchant Services review. However, this state of affairs is starting to shift. From the start, we put our payment expertise to work for you. Dive Insight: After a soft launch for some ISV clients late in the first quarter, the service became available broadly this week, so all ISVs working with Fiserv can turn on this capability for their merchant clients, a Fiserv spokesperson said. Customer engagement tools. To learn more about where the payments industry is headed and what businesses need to know during this digital transformation, PaymentsJournal sat down with Jarrod Newman, Director of ISV and Channel Partnerships at Blackhawk Network; Dan Coates, Solution Evangelist at ACI; and Don Apgar, Director of Merchant Services. That includes Macintosh, operating systems like iOS, or cloud platforms like Amazon Web Services. Business Email*. Point of Sale. The main difference is that ISVs offer specialized solutions in their field that many primary hardware manufacturers don’t offer. All businesses need to accept some form of payment for the goods or services they sell. Facilitating Embedded Financial Services for ISVs. Interviews. More About Merchant Services. This business model enables the. Trouble logging in? Contact the Help Desk at 415. businesses for over. and center the need for merchant acquiring companies to update and differentiate their service offerings. Give your business users more than just payment acceptance. 04/25/2022. This ISO and ISV ecosystem has thrived in the U. And now, your software can run on select Clover devices, turning your solution. Customized private label and co-branded card programs—built around you and your customers. This. You own the payment experience and are responsible for building out your sub-merchant’s experience. Partner Type*. Integrated Payments Are the Best Way to Combat Payment FraudOur ISV partners grew by more than 25% for the year translating to almost 25,000 new ISV merchant locations. National Processing. Odds are, if you are already in business then you have some sort of deal with an acquiring bank or with a merchant services provider working in tandem. Mindbody upped its payments game to offer a seamless payment experience in its business management software. Customized private label and co-branded card programs—built around you and your customers. The 2021 North America Merchant POS/mPOS Software ISV List is a list of over 175 top POS ISVs (independent software vendors) in the North American POS and mPOS markets for merchants and retailers. Email: [email protected] combining Fiserv’s comprehensive set of solutions with CardConnect’s revolutionary payment technology, we give our sales partners the competitive edge to achieve their next level of success. One of the benefits of partnering with a. Additional revenueMessage me to learn more about our ISV Merchant Services Partnership Program and how you can get started. Welcome aboard. PayFacs perform a wider range of tasks than ISOs. The report sizes VARs’. You’ll save time that can be better spent on growing your business. 3mo. One of the biggest advantages of ISV payments partnerships is that they offer the opportunity to create a new revenue stream for your business. Reduce onboarding friction. In addition, the onboarding of new corporate clients represents a sizeable growth opportunity. Countertop terminals that accept all payment methods, including EMV, chip and PIN, NFC/Contactless, and magstripe. by Don Apgar. Portfolio Services; Customer Support; Device Services; Software Services; Support Documentation ; myVerifone; Careers Contact Us Make a Purchase; Become a Partner. We help you to evolve payment technology performance faster and simpler. party that sells the services of ISOs and MSPs. Processors edit and format messages and switch to bankcard networks. This made them more viable and attractive option than traditional ISOs. com Your payment processor should help you sort through options to find an optimal solution in your line of trade or business vertical. 5-star Support Talk with Sales Partner Now Community Careers Help Center System StatusWhether you're an ISV/Developer or looking for a PAYFAC, we integrate with the ideal gateway and technology while streamlining client approval processes. Overview of ISVs Related to Merchant Services Processing should never be a hassle or headache for you or your customers. Start accepting payments online. Our CardConnect Partner Program deliver Agents and ISOs the best possible chance to increase their sales revenue with superior processing. Gain complete control over payments pricing for your customers, add value through new functionality, and deliver a more competitive solution. Choice in a processing partner includes pricing, but it also goes beyond it. Partner Portal – ISV platform for managing merchant accounts; Features. 7800. 1st Easiest To Use in Payment Gateways software. With a lower profit margin, the merchant has to sacrifice earnings to restock their shelves. Discover ISV. Do the following to get started with your new device: Unbox the Clover Flex. 4484 merchantservices@payliance. The key aspects, delegated (fully or partially) to. . 9% plus a fixed fee that is currently . The same trend has been highly visible in the UK market in recent years and is now playing out across Europe defining winners and losers within merchant payment services. Empowering you to make an educated decision on which customer checks you will accept VeriCheck’s Verification program allows you (the merchant) to track a combination of variables and provides numerous ways to help minimize and prevent your exposure to the intentional bad check writer. If you use a software platform that is integrated with CardPointe, our ISV Merchant Support team can answer your questions and make sure you never miss a sale!. Partner Programs Banks Credit Unions Associations ISO Agents Referral ISV Integrated Payments. With Atlas the entire onboarding process is streamlined so your team can monitor leads, applications, underwriting and onboarding from the moment a merchant starts an applications and throughout the life of the account. Sub Menu Item 3 of 6, Merchants. I know that the systems Ellucian provides work and I also think they’re the best. 4 Things A Field Services Business Should Look for in a Payment Processing Partner. We also provide payment processing solutions including ATMs, electronic checks, gift cards, and bill payment to set your business up for success and establish a thriving impact for years to come. 1. This Operating Guide describes the procedures and methods for submitting Card Transactions for payment, obtaining authorizations, responding to chargebacks and media retrieval requests, and other aspects of the operations of TSYS services. This issue, in turn, affects the merchant’s ability to afford new stock. Let's. ISOs rely mainly on residuals, a percentage of each merchant transaction. About half of small businesses now use an integrated software vendor (ISV) as their payment processor, and another 15% are in the process of switching to that type of provider, according to a survey from global consulting firm McKinsey. One of the benefits of partnering with a merchant services provider is that you are able to integrate your software directly into the payment processing tools and gateway. User Satisfaction. The main difference is that ISVs offer specialized solutions in their field that many primary hardware manufacturers don’t offer. Seamless integration into our product. This. Each merchant service provider received a rating based on over 50 data points. Clover POS systems are fully customizable and come equipped with tons of business management apps for the most efficient operations possible. More than 17 million Payment Partners use Paytm for Business - India's most trusted payments platform. Operate in over 36 countries, supporting partners and their customers’ needs for omni-commerce payments. by International Bancard | Mar 5, 2021 | Corporate News, FinTech, ISV, ISV Partnership, Press Releases, Sales Partner, Technology. Developed in-house to meet the. Our merchant management software works out-of-the-box, capable of serving the majority of ISV, VAR, and ISO. ISV users can create a new application with minimal data, then call an endpoint that will email a link to the merchant to finish and sign the application. Ready to join a connective force in payments? A new approach to merchant services is changing the way that some ISVs and SaaS companies monetize with payments. Build innovative solutions. Learn More Independent Software Vendors (ISVs)Accept payments everywhere with Shift4's end-to-end commerce solution. Instant access to all transaction data to manage merchants more effectively. " ISV users can also collect and submit all merchant information. And now, your software can run on select Clover devices, turning your solution. payments@payliance. This endpoint is called "Send application by external key for merchant completion. Business apps for frictionless commerce. Offer hosted payments, online invoicing, and more! An easy way to scale. With Zuora, you can move with agility, at scale, and respond to market changes with speed. Out-of-the-box processing. Click Open to add the certificate. PayiQ makes it easy!Talk with merchants in your chosen industry, work with payments experts; identify product gaps and fill them. Variable 11-32 Char ASCIIPartner Portal – ISV platform for managing merchant accounts; Features. for many years, supporting merchants in delivering a great service to consumers. Sell in AWS Marketplace. We help you reduce your merchants’ payment processing costs and PCI compliance risks while boosting independent software vendor (ISV) revenue. Criminal merchants can simply lie about the nature of their business if they want to sell high-risk goods or services, or they can adopt questionable business formats forbidden by the acquirer. ISOs rely mainly on residuals, a percentage of each merchant transaction. Host Merchant Services, LLC. The basic distribution channel. The ISV will also do KYC on the business and provide the merchant with a merchant account for payment processing. Your merchant may need real-time reporting functionalities and seamless transaction management, or a customizable, highly secure e-commerce platform for their online store, like the CardPointe Hosted Payment Page. Managing a field services business, such as a lawn care or plumbing business, is hard work.